Just writing to say “Hi” and to remind you of the importance of creating an inventory list of your belongings in case you ever need to make an insurance claim. The reason I mention it, is that I recently heard about a family whose home was broken into. Unfortunately they never got full replacement value […]

We are all familiar with the banks and local credit unions, but what are monoline lenders and why are they in the market? Mono, meaning alone, single or one, these lenders simply provide a single yet refined service: to fulfill mortgage financing as requested. Banks and credit unions, on the other hand, offer an array […]

YOUR MORTGAGE PLAN What does your mortgage plan mean? I have customers come to me on a referral basis daily and the only thing in common with all my clients is that their mortgage needs and what they need to do to qualify is unlike anyone else!!!! This is where I come in – as […]

You’ve been offered an amazing rate and you just can’t believe how much you will save. You’re super excited and getting ready to go sign off on the papers when you randomly run into a mortgage broker and mention the deal you scored. The broker says to you that’s an awesome rate, any idea what […]

Aside from the emotions involved with a separation, there are several things to consider and act upon relative to your current mortgage. Now that your separation agreement has been finalized, some action likely needs to be taken. The main questions that need to be addressed are 1) if you will be buying a new property […]

As a first time home buyer, the process of purchasing a home can seem very daunting. From a financing standpoint, here are 10 common questions I hear from first time home buyers. 1. What’s your best rate? This is by far the most common question. Rate is a small part of your mortgage contract but […]

    With a direct impact on your ability to purchase or refinance a home, mortgage insurance is one of the most cost-effective solutions for Canadian homebuyers. It allows borrowers to take advantage of more flexible financing options, including lower down payments. Each year, more Canadians are benefiting from the choices mortgage insurance offers, including: […]